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What can I afford?

Enter the monthly payment you're comfortable with and we'll estimate the most you can spend on a car.

Monthly payment *

Down payment

Trade-in value Minus what you still owe. Estimate it

Loan term *

Interest rate (APR %) * Average rates are about 6%–8%

Estimated car price you can afford

Amount financed
Down payment + trade-in
Total interest over the loan

An estimate only, not a loan offer: CARZyro is not a lender. Sales tax, title, registration and dealer fees aren't included and lower the price you can afford. Your actual rate depends on your credit and lender.

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How would you like to sell?

Choose the option that describes you best.

I'm an individual seller Reach buyers searching for cars near you, and sell your own car without a dealer in the middle.

List your car with photos, price and details
Buyers contact you through CARZyro, from a confirmed email address
Our team checks your listing before it goes live

First month free once your car is approved, then $100–$300 a month depending on the car's price, until you mark it sold. No sign-up fee. Sell my car → I'm a dealership List your whole inventory and get leads from buyers who confirmed their email address.

Buyer messages arrive in your dealer dashboard and by email
A “Verified dealer” badge on your cars once we've checked your dealership
Add team members to help manage your listings and leads

First 3 months free from the day you're approved, no card needed to sign up. Then $199.99 a month, a monthly subscription you can cancel any time. We call every new dealership before its listings go live. Sign up as a dealership →

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Monthly payment settings

Down payment

Trade-in value

Loan term

Interest rate (APR %)

Your down payment, term and rate are used for the estimates on every car.

An estimate only, the same as next to each car's price: 10% down, 60 months and a 7% rate unless you change them here or on a car's page (average rates are about 6%–8%; yours depends on your credit). Not a loan offer. It doesn't include sales tax, title, registration or dealer fees.

Best marks the best value in a row

Fuel economy and crash-test ratings are official EPA (fueleconomy.gov) and NHTSA figures for each model unless the seller entered their own. Options are as listed by the seller.

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